Essential Account Wallet Creation

Overview

If your Organization has enabled Essential accounts for Paycards and uses the Pre-KYC onboarding flow, Workers will always be provisioned a Branch Wallet, but some privileges will be limited if they fail to pass KYC.

If the Worker passes KYC, they will be provisioned a Premier account with full privileges. If instead they fail the KYC database verification or fraud checks, they will be be provisioned a fallback Essential account with limited privileges.

Sequence Diagram